Your certificate of insurance will show the types of excess that you might have to pay if you claim. Depending on the circumstances, you might have to pay more than one type of excess when you claim. There are six different types of excess:

Standard excess
Additional excess
Age excess
Inexperienced driver excess
Unlisted driver excess
Windscreen and window glass excess

For more information about these excess types please read the Product Disclosure Statement. Please note for Essentials by AAI, you will not be required to pay the standard excess for the first two contents claims or the first two car claims in the period of insurance for each level of cover you have purchased. On the third claim the standard excess is payable.